Talerico Insurance Agency is an Independent Insurance Agency located in Morgantown, West Virginia serving customers throughout Morgantown and neighboring Pennsylvania and Maryland. Randy Talerico has been a licensed Insurance Agent since 1983. Randy has been fortunate and honored to work with some of West Virginia’s finest insurance agencies. Family owned Chamberlaine & Flowers Insurance Agency was instrumental in early development and education for all lines of Property & Casualty and Life. Acordia of WV and later Wells Fargo Insurance Services helped fine tune Commercial Lines skills for any risk.
In May of 2007 a dream came true for Randy and his wife Denise, when Erie Insurance Group made it possible to open up their own insurance agency. None of this would be possible if it weren’t for Randy’s Father, Samuel Talerico. “Sincere Sam”, started his insurance career in 1968 in Morgantown and to say the least has become an iconic and colorful figure throughout West Virginia.
“My father taught me to respect the insurance industry and your fellow insurance agents. They are not your competitors; they are your friends and allies.”

Never forget. Your Client is Your Boss.
Randy and his wife Denise reside in Morgantown.

Posted: November 4, 2025
For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come greater risks. Both brick-and-mortar stores and e-commerce businesses face unique challenges over the holidays. Help protect your profits, customers, and reputation by taking steps to identify and manage these risks. Theft and Shoplifting Crowded stores, rushed shoppers, and distracted employees create...
Posted: November 2, 2025
Every year, millions of Americans take to the road for the Thanksgiving holiday, traveling to spend time with their family and friends. Along with the anticipation of a wonderful celebration, the season has unpredictable weather, very heavy traffic, and an increased risk of accidents. If you have plans to travel this Thanksgiving, practicing safe driving conduct is critical. Read some of the basics that can...
Posted: October 19, 2025
When a fire, storm, or other unexpected event forces a business to shut down temporarily, the financial toll can be disastrous. This is where business interruption insurance comes in. This type of insurance is designed to protect your company’s income, help you pay your bills, and retain employees when the business is shuttered. What Is Business Interruption Insurance? Also known as business income insurance, this...