Talerico Insurance Agency is an Independent Insurance Agency located in Morgantown, West Virginia serving customers throughout Morgantown and neighboring Pennsylvania and Maryland. Randy Talerico has been a licensed Insurance Agent since 1983. Randy has been fortunate and honored to work with some of West Virginia’s finest insurance agencies. Family owned Chamberlaine & Flowers Insurance Agency was instrumental in early development and education for all lines of Property & Casualty and Life. Acordia of WV and later Wells Fargo Insurance Services helped fine tune Commercial Lines skills for any risk.
In May of 2007 a dream came true for Randy and his wife Denise, when Erie Insurance Group made it possible to open up their own insurance agency. None of this would be possible if it weren’t for Randy’s Father, Samuel Talerico. “Sincere Sam”, started his insurance career in 1968 in Morgantown and to say the least has become an iconic and colorful figure throughout West Virginia.
“My father taught me to respect the insurance industry and your fellow insurance agents. They are not your competitors; they are your friends and allies.”

Never forget. Your Client is Your Boss.
Randy and his wife Denise reside in Morgantown.

Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...
Posted: December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...
Posted: November 19, 2025
As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a minor setback and a major financial loss. Schedule regular interviews with our experienced agent to help ensure your policies reflect your current operations, assets, and risks. Use the following checklist to evaluate your current policies and identify any gaps in protection. General Liability...