Talerico Insurance Agency is an Independent Insurance Agency located in Morgantown, West Virginia serving customers throughout Morgantown and neighboring Pennsylvania and Maryland. Randy Talerico has been a licensed Insurance Agent since 1983. Randy has been fortunate and honored to work with some of West Virginia’s finest insurance agencies. Family owned Chamberlaine & Flowers Insurance Agency was instrumental in early development and education for all lines of Property & Casualty and Life. Acordia of WV and later Wells Fargo Insurance Services helped fine tune Commercial Lines skills for any risk.
In May of 2007 a dream came true for Randy and his wife Denise, when Erie Insurance Group made it possible to open up their own insurance agency. None of this would be possible if it weren’t for Randy’s Father, Samuel Talerico. “Sincere Sam”, started his insurance career in 1968 in Morgantown and to say the least has become an iconic and colorful figure throughout West Virginia.
“My father taught me to respect the insurance industry and your fellow insurance agents. They are not your competitors; they are your friends and allies.”

Never forget. Your Client is Your Boss.
Randy and his wife Denise reside in Morgantown.

Posted: February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...
Posted: January 19, 2026
Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelve months, your company may have opened a new location, hired more staff, bought equipment, or added services. If your coverage has not kept pace, one loss could disrupt everything you have built. Start With An Annual Coverage Audit...
Posted: January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a headline. Insurance myths travel fast, and they can cost real money when a claim happens. Clearing up a few of the most common myths helps you choose better protection and avoid unpleasant surprises. Myth #1: Red Cars Cost More to...