Talerico Insurance Agency is an Independent Insurance Agency located in Morgantown, West Virginia serving customers throughout Morgantown and neighboring Pennsylvania and Maryland. Randy Talerico has been a licensed Insurance Agent since 1983. Randy has been fortunate and honored to work with some of West Virginia’s finest insurance agencies. Family owned Chamberlaine & Flowers Insurance Agency was instrumental in early development and education for all lines of Property & Casualty and Life. Acordia of WV and later Wells Fargo Insurance Services helped fine tune Commercial Lines skills for any risk.
In May of 2007 a dream came true for Randy and his wife Denise, when Erie Insurance Group made it possible to open up their own insurance agency. None of this would be possible if it weren’t for Randy’s Father, Samuel Talerico. “Sincere Sam”, started his insurance career in 1968 in Morgantown and to say the least has become an iconic and colorful figure throughout West Virginia.
“My father taught me to respect the insurance industry and your fellow insurance agents. They are not your competitors; they are your friends and allies.”

Never forget. Your Client is Your Boss.
Randy and his wife Denise reside in Morgantown.

Posted: March 9, 2026
It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydroplaning. No matter the weather, having the right auto insurance can give you peace of mind. But hydroplaning can be scary – so it’s important to understand the conditions when it’s likely to occur, and what to do if it...
Posted: March 4, 2026
Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...
Posted: March 2, 2026
Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...