About Us

Randy Talerico, Morgantown Insurance AgentTalerico Insurance Agency is an Independent Insurance Agency located in Morgantown, WV serving customers throughout West Virginia and neighboring Pennsylvania and Maryland. Randy Talerico has been a licensed Insurance Agent since 1983. Randy has been fortunate and honored to work with some of West Virginia’s finest insurance agencies. Family owned Chamberlaine & Flowers Insurance Agency was instrumental in early development and education for all lines of Property & Casualty and Life. Acordia of WV and later Wells Fargo Insurance Services helped fine tune Commercial Lines skills for any risk.

In May of 2007 a dream came true for Randy and his wife Denise, when Erie Insurance Group made it possible to open up their own insurance agency. None of this would be possible if it weren’t for Randy’s Father, Samuel Talerico. “Sincere Sam”, started his insurance career in 1968 in Morgantown and to say the least has become an iconic and colorful figure throughout West Virginia.

“My father taught me to respect the insurance industry and your fellow insurance agents. They are not your competitors; they are your friends and allies.”

Build relationships through honesty, trust and personal interaction for each and every person you meet. Never discriminate; take pride in treating each and every client the same.

Never forget. Your Client is Your Boss.

Randy and his wife Denise reside in Morgantown.

An Independent Advantage

We are Independent Agents in Morgantown, West Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Talerico Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.